Deadlines for Open Enrollment 2025

A quick guide to the deadlines for the Health Insurance Marketplace®

  • November 1: Open Enrollment starts — first day you can enroll in, renew, or change health plans through the Marketplace for the coming year. Coverage can start as soon as January 1.
  • December 15: Last day to enroll in or change plans for coverage to start January 1.
  • January 1: Coverage starts for those who enroll in or change plans by December 15 and pay their first premium.
  • January 15: Open Enrollment ends — last day to enroll in or change Marketplace health plans for the year. After this date, you can enroll in or change plans only if you qualify for a Special Enrollment Period.
  • February 1: Coverage starts for those who enroll in or change plans December 16 through January 15 and pay their first premium.If you have any questions about what is the best plan for your situation? Connect with us! Link
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